Investor loans are rising 22% in 2024, growing three times faster than owner-occupier loans, which increased by just 6%, according to new data from Money.com.au.
With rental demand at record highs, population growth, and tight vacancy rates, experts predict investor activity will continue to strengthen in 2025. Rising property values have increased homeowner equity, enabling more investors to expand their portfolios.
Among the major states, Victoria remains one of the most accessible property markets, with steady prices creating a rare opportunity for buyers to secure properties at better value compared to other states. Meanwhile, Western Australia led investor loan growth at 35%, showing increased appetite for property investment nationwide.
With the first interest rate cut in nearly five years, borrowing power is expected to rise, setting the stage for a stronger market in 2025—particularly for investors and first-home buyers looking to capitalize on government incentives and favorable lending conditions.
