Investor Insights

Investor Alert: Be Careful With “Top-Up Rental Guarantees”

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A rental guarantee can sound attractive, especially when investors are comparing off-the-plan opportunities. But here’s the question every investor should ask: Is the rental return genuine, or has the purchase price already been inflated to pay for the guarantee?

In some cases, a “top-up rental guarantee” simply means the actual market rent does not support the advertised return. The developer or sales agency may be topping up the rent for a short period, while the buyer may have already paid for that top-up through an inflated purchase price.

For example, if a property is being sold 10% above fair market value, the so-called rental guarantee may not be a bonus at all. It may just be your own money being returned to you in a different form.

At Luminur Projects, we believe investors deserve transparency, not sales tricks.
Before buying, always ask:
1.⁠ ⁠What is the true market rent supported by comparable properties?
2.⁠ ⁠What happens when the guarantee period ends?
3.⁠ ⁠Would the investment still make sense without the guarantee?

A strong investment should stand on its own numbers.
Not on artificial rent.
Not on inflated pricing.
Not on short-term incentives dressed up as long-term value.

At Luminur Projects, we focus on quality stock, real market demand, strong rental fundamentals, and transparent advice, so investors can make informed decisions with confidence.

Don’t be distracted by the guarantee. Understand the deal behind it.

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